Wisconsin. From the shores of Lake Michigan to the dairy farms, your health is a priority. Medicare is here to help. Open enrollment is your annual chance to review your Medicare plan. Make sure it suits your needs. We help you navigate your Medicare choices in Wisconsin.
Wisconsin has a variety of housing. You might own a home in Milwaukee or a cabin in the Northwoods. Your location and home type can affect your healthcare needs. The climate is distinct. Cold, snowy winters require attention to winter health issues. Warm, pleasant summers bring their own activities. We help you find Medicare plans that fit Wisconsin's climate and your lifestyle.
Medicare is not entirely free. Most people get Part A without a monthly premium. However, Part B and Part D usually have monthly costs. These costs can change each year. Open enrollment is a good time to check what your monthly costs will be.
Medicare is health insurance for people 65 and older. It also covers younger people with certain disabilities. Medicare helps pay for doctor visits, hospital stays, and prescription drugs. It has different parts, like A, B, and D. Understanding these parts is key to getting the right coverage.
Medicare doesn't cover everything. It typically won't pay for routine dental care, eye exams for glasses, or hearing aids. Long-term care is also usually not covered. Cosmetic surgery and most other health and wellness services are excluded. It’s important to know these gaps.
The three main requirements for Medicare are age, citizenship, and work history. You must be 65 or older. You generally need to be a U.S. citizen or legal resident for at least five years. You or your spouse must have paid Medicare taxes while working for at least 10 years.
Your monthly Medicare cost depends on the plan you choose. Part A is often premium-free. Part B has a standard monthly premium, but it can be higher based on your income. Part D for prescriptions has varying costs. We can help you estimate these costs for Wisconsin.
Medicare open enrollment in Wisconsin is the yearly period. It's your opportunity to review and adjust your Medicare Advantage or Part D plan. This is the best time to ensure your coverage meets your current health needs.
Useful reference: CMS — program rules.