Medicare company — Virginia Beach, VA

While Original Medicare (Part A) is often premium-free for those who've paid Medicare taxes for a certain period, Part B and other parts usually have monthly costs. The exact amount you pay can vary based on your income and the specific plans you choose here in Virginia Beach. We can help you figure out what to expect.

Medicare is the federal health insurance program primarily for people 65 or older. It also covers younger people with certain disabilities and people with End-Stage Renal Disease. Its main purpose is to help pay for healthcare services like hospital stays, doctor visits, and prescription drugs. Understanding its different parts is key to getting the right coverage.

Generally, Medicare doesn't cover long-term care, most dental care, eye exams for glasses, cosmetic surgery, acupuncture, and hearing aids. It's important to know these limitations so you can plan for them. Many people in Virginia Beach consider supplemental plans to fill these gaps.

You generally need to be a U.S. citizen or have been a legal resident for at least five years. You must also be at least 65 years old, or meet specific disability or End-Stage Renal Disease (ESRD) criteria. These are the basic qualifications to be eligible for the program.

Your monthly Medicare cost depends on which parts you enroll in and your income. Part A is often premium-free, but Part B and Part D have premiums that can change. Certain higher earners pay an additional amount. The best way to get an accurate idea for your situation is to get a personalized quote.

No, not everyone pays the same amount for Medicare. Some people pay less, and higher earners pay more. Your specific premium will be determined by your tax returns.