Medicare contact info — Sioux Falls, SD

Part A of Medicare, which covers hospital care, is often premium-free if you or your spouse has paid Medicare taxes for at least 10 years. However, Part B, covering doctor visits and outpatient services, typically has a monthly premium. Prescription drug plans also come with their own premiums. We can help clarify these costs.

Medicare is the federal health insurance program for people 65 or older, as well as younger individuals with certain disabilities or End-Stage Renal Disease. It helps pay for services like hospital stays, physician visits, and prescription drugs. Understanding its various parts is key for residents in Sioux Falls.

Original Medicare typically excludes most dental care, vision exams for glasses, hearing aids, cosmetic surgery, long-term custodial care, and routine foot care. It's important to be aware of these common exclusions when planning your healthcare needs in Sioux Falls.

Generally, you need to be 65 or older, be a U.S. citizen or a legal resident for at least five years, and have paid Medicare taxes for at least 10 years. For those under 65 with disabilities, you typically must have received Social Security disability benefits for 24 months.

Your monthly Medicare costs can vary based on your income and the specific plans you select. Part B has a standard premium, but individuals with higher incomes pay an Income Related Monthly Adjustment Amount (IRMAA). Prescription drug plans and Medicare Advantage plans have their own premiums and out-of-pocket costs. We can provide a personalized estimate.

No, the standard premium for Medicare Part B isn't the same for everyone. Your specific monthly cost in Sioux Falls will depend on your income level from the past two years.