Supplement medicare — Seattle, WA

Original Medicare, Part A and Part B, usually involves costs. Part A is often premium-free if you've paid Medicare taxes for at least 10 years. Part B has a monthly premium that can be higher for those with higher incomes. Supplemental plans add their own monthly premiums in Seattle.

Medicare is the federal health insurance program primarily for individuals 65 and older, and for younger people with specific disabilities. It covers hospital stays (Part A), medical services (Part B), and prescription drugs (Part D). Supplemental plans help cover costs not paid by Original Medicare.

Original Medicare generally doesn't cover services like most dental care, routine vision exams, hearing aids, long-term care, cosmetic surgery, and some alternative therapies. Supplemental plans are often utilized to help bridge these gaps in coverage for Seattle residents.

To qualify for Medicare, you generally must be a U.S. citizen or a lawful permanent resident for at least five years. You need to be 65 or older, or under 65 if you have a qualifying disability and have received Social Security disability benefits for 24 months. These are the primary eligibility criteria.

Your monthly Medicare expenses depend on the parts of Medicare you enroll in and any supplemental plans you choose. You'll pay a premium for Part B, and potentially for Part D or a Medicare Advantage plan. Supplemental insurance premiums also vary. Get a personalized quote in Seattle.

It's a base amount that can be adjusted annually. Individuals with higher incomes pay more through the Income-Related Monthly Adjustment Amount (IRMAA). Supplemental plan costs are also different. Get a quote in Seattle.