Medicare contact info — Salem, OR

Medicare isn't entirely free. While Part A is typically premium-free if you or your spouse paid Medicare taxes, Part B has a monthly premium. This premium can be higher for individuals with higher incomes. We can help you understand the potential costs for Medicare in Salem.

Medicare is the federal health insurance program for people 65 and older, and for younger individuals with specific disabilities or End-Stage Renal Disease. It covers hospital stays (Part A) and medical services (Part B), with options for prescription drug coverage (Part D) and comprehensive benefits through Medicare Advantage plans. We can explain these options for Salem residents.

Medicare generally excludes long-term care services, most dental care, routine eye exams, hearing aids, cosmetic surgery, and routine foot care. However, supplemental plans can help cover some of these. We can discuss what's generally not covered and how to get additional benefits in Salem.

Generally, you need to be a U.S. citizen or have been a legal resident for at least five years to be eligible for Medicare. You must also be at least 65 years old, or under 65 with a qualifying disability or End-Stage Renal Disease. These are the basic eligibility criteria for enrollment in Oregon.

Your monthly Medicare costs depend on various factors, including your income level for Part B premiums and the specific Part D or Medicare Advantage plan you choose. Some plans may have lower premiums but higher out-of-pocket expenses. We can provide a free, personalized estimate for you in Salem.

Higher income individuals pay more, and Part A is usually premium-free. Prescription drug plan costs can vary significantly. We can help you determine your exact costs in Salem.