Number to call medicare — Newport News, VA

Medicare Part A is often free if you or your spouse has worked and paid Medicare taxes for at least 10 years. However, Medicare Part B usually has a monthly premium, and there can be additional costs for prescription drug plans or Medicare Advantage plans. We can help you understand these potential costs in Newport News.

Medicare is the federal health insurance program for people 65 years of age or older, as well as for younger people with certain disabilities and individuals with End-Stage Renal Disease. It assists with the costs of hospital stays, doctor visits, and prescription drugs. We can help you navigate the specifics for Virginia residents.

Medicare typically does not cover long-term care, dental care, vision care, hearing aids, cosmetic surgery, or routine wellness exams. It's important to be aware of these exclusions. Understanding what's not included helps you plan for supplementary coverage needs in the Newport News area.

To be eligible for Medicare, you generally need to be a U.S. citizen or have been a legal resident for at least five years, be 65 or older or have a qualifying disability, and have paid Medicare taxes for a certain period. We can confirm if you meet these requirements for coverage in Virginia.

Your monthly Medicare costs can vary based on the plans you choose, your income level, and whether you opt for Part D or a Medicare Advantage plan. The standard Part B premium is a starting point, but it can be higher for those with elevated incomes. We can provide a personalized estimate for your situation in Newport News.