Medicare services — Lincoln, NE

Medicare is the federal health insurance program for people 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease. It helps cover healthcare costs, including hospital stays, doctor visits, and prescription drugs. Understanding its different parts (A, B, C, and D) is key to selecting the right coverage for your needs.

Medicare generally does not cover routine dental care, routine vision exams for glasses, hearing aids, cosmetic surgery, most long-term custodial care, and services received outside the United States. It's important to know these exclusions to ensure you have comprehensive coverage for your healthcare needs in Lincoln.

To be eligible for Medicare, you generally must be a U.S. citizen or legal resident, be 65 or older (or under 65 with a qualifying disability or ESRD), and have worked and paid Medicare taxes for at least 10 years. If you haven't met the work history requirement, you can enroll by paying a monthly premium for Part A.

Your monthly Medicare costs depend on the coverage you select. Part A might be premium-free, but Part B has a standard monthly premium that can be higher for those with higher incomes. Prescription drug plans (Part D) and Medicare Advantage plans (Part C) also have their own premiums and potential out-of-pocket costs. Get a personalized estimate by calling us.

This premium does not include costs for Part D prescription drug plans or Medicare Advantage plans, which have varying costs. We can help you determine your specific costs for Lincoln.