Medicare company — Lincoln, NE

Medicare Part A is typically free for those who have paid Medicare taxes while working, which most people do after age 65. However, Medicare Part B, which covers doctor visits and outpatient services, usually has a monthly premium. Prescription drug plans (Part D) also have separate costs. A quick call can clarify your specific costs in Lincoln.

Medicare is the federal health insurance program primarily for individuals aged 65 and older, and for younger people with certain disabilities. It helps cover essential healthcare costs like hospital stays, doctor visits, and prescription drugs. Understanding its different parts is crucial for Lincoln residents.

Medicare generally does not cover services such as long-term care, most dental care, routine eye exams and glasses, hearing aids, cosmetic surgery, or regular foot care. It's important to be aware of these limitations to plan for potential out-of-pocket expenses. Supplemental plans can often help fill these gaps for Lincoln residents.

To be eligible for Medicare, you generally need to be 65 or older and a U.S. citizen or legal resident for at least five years. Alternatively, you can qualify if you are under 65 with a disability and have received Social Security disability benefits for 24 months, or have End-Stage Renal Disease (ESRD).

If your income is higher than the standard threshold, you might pay more through an Income-Related Monthly Adjustment Amount (IRMAA). It's best to get personalized advice for Lincoln.