Medicare calling number — Lexington-Fayette, KY

Medicare is the federal health insurance program primarily for people aged 65 and older, as well as younger individuals with certain disabilities or End-Stage Renal Disease. It helps cover costs for hospital stays, doctor visits, and other medical services. Understanding the different parts of Medicare is crucial for selecting the right coverage.

Medicare generally doesn't cover routine dental care, eye exams for glasses, hearing aids, and most cosmetic surgeries. Long-term custodial care is also typically excluded from coverage. It's important to be aware of these limitations when planning your healthcare needs. We can provide more details on coverage gaps when you call for advice.

To be eligible for Medicare, you generally need to be a U.S. citizen or a legal resident for at least five years. You must also be 65 years or older, or under 65 with a qualifying disability or End-Stage Renal Disease. Meeting these basic eligibility criteria is the first step in the enrollment process.

Your monthly Medicare costs can vary based on your income and the specific plans you choose. Most individuals pay a monthly premium for Medicare Part B. Premiums for Part D prescription drug plans and Medicare Advantage plans can also differ. Get a personalized quote by calling us today to understand your potential expenses in Lexington-Fayette.

Individuals with higher incomes pay an additional amount, known as an Income-Related Monthly Adjustment Amount (IRMAA). Your actual premium is based on your tax return from two years prior. Let us help you clarify your specific costs.