Sign in to medicare — Chesapeake, VA

While Medicare Part A (hospital insurance) is often premium-free if you or your spouse paid Medicare taxes while working, Part B (medical insurance) usually requires a monthly premium. This premium can be higher for individuals with higher incomes. It's important for Chesapeake residents to get a personalized estimate to understand their specific costs.

Medicare is the federal health insurance program primarily for individuals aged 65 and older, and for younger people with certain disabilities or End-Stage Renal Disease. It helps cover costs for hospital care, doctor visits, and prescription drugs. Understanding its different parts, like A, B, C, and D, is key to choosing the right coverage for your needs.

Medicare typically doesn't cover long-term custodial care, most dental care, routine eye exams for glasses, hearing aids, and cosmetic surgery. It also generally excludes routine foot care and acupuncture. It's important to be aware of these exclusions to budget for potential out-of-pocket expenses in Chesapeake.

To be eligible for Medicare, you generally need to be a U.S. citizen or have been a legal resident for at least five years, and be at least 65 years old. You might also qualify if you have a qualifying disability or End-Stage Renal Disease regardless of age. These are the foundational criteria for enrollment.

Your monthly Medicare expenses depend on which parts of Medicare you enroll in and your income. Part B has a standard monthly premium, but higher earners pay more. Prescription drug plans (Part D) also have different premiums and deductibles. We can help you get a clear and accurate estimate tailored to your situation.

This is known as the income-related monthly adjustment amount, based on your tax return from two years prior. Let us help you determine your specific monthly cost.