Medicare contact info — Cary, NC

Medicare generally isn't free, though some parts might not have a monthly premium. Most people pay a premium for Part B, and potentially Part D. The exact cost depends on your income and the specific plans you choose. We can help you figure out what to expect financially in Cary.

Medicare is the federal health insurance program for people 65 or older, younger people with disabilities, and people with End-Stage Renal Disease. It helps cover costs for hospital stays (Part A) and doctor visits/outpatient care (Part B). There are also options for prescription drugs (Part D) and extra coverage (Medicare Advantage and Medigap). Understanding these parts is crucial for Cary residents.

Medicare typically doesn't cover long-term care, most dental care, routine eye exams, hearing aids, cosmetic surgery, and acupuncture. There are exceptions and supplemental plans that can help cover some of these. We can explain what's usually excluded and how to get coverage for these needs in the Cary area.

Generally, you need to be a U.S. citizen or have been a legal resident for at least five years. You must also be at least 65 years old, or be under 65 with a qualifying disability or End-Stage Renal Disease. Meeting these basic criteria is the first step to enrollment for Cary residents.

No, not everyone pays the same amount for Medicare. Part A is usually premium-free for most people. Prescription drug plans have their own separate premiums. We can help you determine your specific costs in Cary.