Medicare company — Aurora, CO

Medicare Part A, which covers hospital insurance, is often premium-free if you or your spouse have paid Medicare taxes for at least 10 years. However, Part B, which covers medical services, typically has a monthly premium. The exact cost can depend on your income. We can help you figure this out for Aurora.

Medicare is the federal health insurance program for people 65 and older, plus younger individuals with certain disabilities or End-Stage Renal Disease. It provides coverage for a wide range of medical services, including doctor visits, hospital stays, and prescription drugs. It's designed to be your primary health coverage.

Medicare generally does not cover services like most dental care, routine vision exams for glasses, hearing aids, cosmetic surgery, long-term custodial care, or most foot care. Understanding these exclusions is key to planning your healthcare needs. Supplemental plans can often help.

To be eligible for Medicare, you generally need to be a U.S. citizen or a legal resident for at least five consecutive years. You must also be 65 or older, or under 65 with a qualifying disability or End-Stage Renal Disease. Meeting these criteria is essential.

Your monthly Medicare costs will vary based on the parts you enroll in and your income. Part A is often free, but Part B has a standard premium that can be higher for those with higher earnings. Part D prescription drug plans have their own premiums. We can provide a personalized quote.

However, this amount can be higher for individuals with higher incomes. If you qualify for certain assistance programs, your premium might be lower. We can help you determine your specific costs in Aurora.