Medicare contact info — Augusta-Richmond County, GA

Medicare is not typically free after 65 for everyone. While Medicare Part A can be premium-free if you or your spouse has paid Medicare taxes for 10 years or more, Medicare Part B usually requires a monthly premium. Additional costs can apply to prescription drug plans and supplemental coverage. Your specific situation determines your costs.

Medicare is a federal health insurance program primarily for individuals aged 65 and older, as well as younger people with certain disabilities or End-Stage Renal Disease. It helps cover medically necessary services, including doctor visits, hospital stays, and prescription drugs. It's a vital program for healthcare access.

Medicare has limitations on what it covers. It generally excludes long-term care, most dental care, routine eye exams for glasses, cosmetic surgery unless medically needed, acupuncture, and hearing aids. These services often require separate insurance or out-of-pocket expenses. It's important to be aware of these exclusions.

To be eligible for Medicare, you typically need to be a U.S. citizen or a legal resident for at least five years. You must also be at least 65 years old, or younger if you have a qualifying disability or End-Stage Renal Disease. Meeting these fundamental criteria is necessary for enrollment.

Your monthly Medicare costs will vary based on your plan choices. The standard premium for Medicare Part B is a common starting point, but it can be higher if your income is above a certain level. If you choose a Medicare Advantage plan or a Part D prescription drug plan, these will have their own monthly premiums. We can help clarify these costs for you.

No, the cost of Medicare is not uniform for everyone. Many also qualify for premium-free Part A. Your specific premium will depend on your income and chosen plans.